Covering-You
Business Insurance
coverage your business needs
Business insurance specialists. 40+ years helping business owners protect their investment. Complete coverage you can afford.
Pick up the phone and call Larry at 571-233-8525.
Serving SC, NC, VA, MD, and the District of Columbia

Condominium/HOA Association Insurance
Your Source for Protection
Complete business insurance coverage for your Condominium or Homeowners association. Each quote is custom tailored to your specific needs.
Condominium and Homeowners Association Package
Coverage offered
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Replacement cost – All Risk and Building Contents
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Windstorm – hail – earthquake – wind driven rain
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Water and sewer backup – flood
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Genera liability
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Directors and officer’s liability
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Umbrella
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Crime coverage
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Workers Comp
Everything Auto
Get the Coverage you need and deserve
Complete Business Insurance Coverage for :
All types of auto dealers, auto
repair centers including mobile auto repair. Auto custom shops,
collision repair shops, auto detail, auto upholstery, and many more. Your one stop for everything auto business or commercial auto related.
Towing
Automotive Industry Insurance Package
Coverage offered
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Dealers New – Used – Wholesale
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Building – Contents coverage including tools and equipment
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Garage liability – Garage Keepers Liability
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Commercial auto – On hook and storage
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Umbrella
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Workers Comp
Restaurants
The Protection You Need
To avoid unnecessary worry about what the future holds, we will ensure that your restaurant is properly covered with a top notch business insurance company. Larry's long standing relationship with numerous highly ranked carriers will let us put together the optimal restaurant business insurance package that offers the highest level of protection for you.
Restaurants – From fine dining to food trucks
Our package includes (but is not limited to)
General Liability
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Liquor Liability
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Employment Practice
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Umbrella Liability
Property Coverage
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Your building and/or contents
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Loss of income (on and off premises)
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Spoilage backup – crime – earthquake
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Wind and hail
Commercial Auto Coverage
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Owned autos – Hired autos – Food catering
Workers Comp
Contractors
Taking Care of Your Business Insurance Needs
We understand the issues facing your business large or small. Your business insurance should be tailored to fit. We shop quality coverage at a price you can afford.
Contractor business insurance coverage – From builders/developers to handyman
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General liability
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Property- Tools and equipment
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Business auto
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Workers Comp
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Umbrellas
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Bonds
Event Insurance
Ready for Anything
Finding complete coverage for your special event need not be difficult. Let us make sure your big day, weekend, or week is covered completely from start to finish.
Event Insurance – Concerts to weddings Complete coverage
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General liability – Liquor liability
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Terrorist and active shooter coverage
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Property and equipment
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Crime
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Workers Comp
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Auto insurance
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Event cancellation – bad weather coverage
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Bonds
Yachts
Your Source for Protection
We offer different packages tailored to cover your yachting investment stem to stern. We want your days on the water to be worrying free. We are here to represent you and make sure you receive the best possible insurance package suited to your needs.
Yachts – Boats, sport fish, yachts, and super yachts
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All risk hull coverage
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Agreed value coverage
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Personal belongings
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Usage discount
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Captain discounts
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Live on board
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Comprehensive liability
Transportation
One call covers all
Trucks - Buses - Limos
USDOT Partner
Single vehicle to large fleets
Cargo - Workers Comp - Bobtail deadhead
General liability - Bonds
Freight haulers - household movers
Loggers - dump trucks
Towing - boat hauling
On hook coverage